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Insurance-Related Programs

RLI Personal Umbrella Policy: The RLI PUP is a true “broad form” umbrella providing coverage that is not limited by exclusions or limitations in the underlying policies. RLI is rated A+ by A.M. Best and will write over any underlying carrier regardless of rating. Limits up to $5 million are available and RLI will write over other umbrellas if you are looking for additional excess limits.

RLI @Home Business Policy: Home-based business is one of the fastest growing business markets in the country. Homeowners policies do not provide coverage for liability resulting from home-based business. RLI provides coverage using an ISO BOP form that provides broad coverage for business-related exposures.

RLI eXS Commercial Umbrella: FMS can provide your agency with quotes for commercial excess coverage for your insureds. RLI will write limits up to $5 million including liquor liability and excess D&O.

Old Dominion Flood Insurance Program - 20% commission on both new and renewal business with an “A” rated carrier.

Ovation Payroll Services - FMS has found a solution to your payroll needs! If you're a property and casualty agency, Ovation can: Offer an intergrated "pay-as-you-go" solution for your clients, through select general agencies and carriers. Protect your book of business by agreeing not to offer competitve services to your clients.

Independent Market Solutions (IMS): FMS has partnered with several carriers wishing to expand their property writings in Florida. FAIA members have access to companies willing to write homeowners, dwelling fire, stand-alone personal inland marine, BOP, artisan contractors, excess flood, and other property-related coverages.

First Insurance Funding Corp: First Insurance Funding Corp is the newly endorsed premium finance partner of FAIA Member Services!

e2Value Property Valuation Software: Valuation of property helps reduce exposure to E&O claims from failure to adequately insure property risks. Through e2Value, you have access to one of the best and most user-friendly systems available. The e2Value system is also accepted by Citizens for all types of property risks.

Site Inspections Program: Citizens’ ATB#010-007 allows insureds to have inspections in lieu of appraisals for high-valued homes and commercial residential property if the inspector meets certain criteria. FMS brings you a special program from a national company at affordable pricing.

 

For More Information on any of our products please contact:

North Florida
Fred Phelps
850-893-4155 ext. 342

Central Florida
Dawn Korzen
850-727-9948

Central and South Florida
Jackie Cook
941-223-5667