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UPC - Homeowners & Dwelling Fire Programs

United Property and Casualty Insurance Company came to FMS for assistance with implementing a strategy to address the writing requirement from receiving a surplus note authorized by the Florida legislature. Because United must put its additional capital to work and reach the 2:1 threshold specified in the surplus note as soon as practicable, time constraints make it almost impossible to appoint enough additional agencies to meet the requirement quickly. As a result, United has appointed FMS as its primary agent. FAIA members needing a market for homeowners and dwelling fire can be appointed as sub-agents.

United Property and Casualty Insurance Company is a Florida-domiciled company headquartered in St. Petersburg. The company carries a rating of "A" Excellent by Demotech, Inc. You can learn more about the company by visiting their website: www.upcic.com.
  • Fills out the appropriate forms and forward to FMS (Allow 14 days for appointment processing)
  • Application Forms
    Also send a copy of your E&O Dec Page and 2-20 Photo ID of the agent to be appointed.
  • FMS checks for proper completion and forwards to United
  • United enters the sub-agent information in their system and forwards a username/password to the FAIA Member
  • FAIA Member quotes, binds, and issues policies via United's website
  • Commissions are sent to the FAIA member from FMS (current commission rate is 10 percent to the producing agency)
No new appointment availability in Citrus, Hernando, and Pasco Counties at this time.
HO Identity Theft Program Enhancement
eCommissions Direct Deposit 4-18-2011
Agency Policy File Audit 4-7-2011
Homeowners Rate Revision 3-16-2011
Zip Code and Underwriting Changes 3-21-2011
Homeowners Protector Program
10/27/10 Production Incentive Reminder
Open Zip Codes 10/7/10
Letter to Agents - Coverage A Changes 7/12/2010
Letter to Agents 6/21/2010
2010 Hurricane Season Underwriting Procedures 6/1/2010
Agents' Bulletin - Equipment Breakdown for Homeowners 3/11/2010
Claims Information

Appointment Information Contact:

Candis Adams 
RLI Account Manager CCSR, AIAM
Florida Association of Insurance Agents
850.893.4155, x359
850.893-8002 - fax
http://www.faia.com/
cadams@faia.com