Products and Services

Important Links

United Insurance


United Insurance - Homeowners & Dwelling Fire Programs

United Property and Casualty Insurance Company came to FMS for assistance with implementing a strategy to address the writing requirement from receiving a surplus note authorized by the Florida legislature. Because United must put its additional capital to work and reach the 2:1 threshold specified in the surplus note as soon as practicable, time constraints make it almost impossible to appoint enough additional agencies to meet the requirement quickly. As a result, United has appointed FMS as its primary agent. FAIA members needing a market for homeowners and dwelling fire can be appointed as sub-agents.

United Property and Casualty Insurance Company is a Florida-domiciled company headquartered in St. Petersburg. The company carries a rating of "A" Excellent by Demotech, Inc. You can learn more about the company by visiting their website: www.upcic.com.
  • Fills out the appropriate forms and forward to FMS
    Agency Appointment Form
    Agency Agreement Form
    E&O Verification Form
  • FMS checks for proper completion and forwards to United
  • United enters the sub-agent information in their system and forwards a username/password to the FAIA Member
  • FAIA Member quotes, binds, and issues policies via United's website
  • Commissions are sent to the FAIA member from FMS (current commission rate is 10 percent to the producing agency)
Agents' Bulletin-Revised Zip Codes, 9/12/2007
Claims Information

Appointment Information Contact:
Lynn White - lwhite@faia.com
Fax:  850-893-8002
Phone:  850-893-4155 ext. 322
FAIA Member Services
P.O. Box 12129
Tallahassee, FL 32317-2129