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The FMS Market Assistance Program has been set up to help facilitate relationships between carriers wishing to write coverage and agents that are unable to get company appointments due to the inability to meet volume commitments.

The 2006 legislature created $250 million in new insurance capital in the form of surplus notes. As a result of the legislation, companies meeting the requirements could qualify for up to a $25 million surplus note. Along with that note comes the requirement of the carrier to have a 2:1 writing ratio.

Companies that are granted a surplus note have a need to grow rapidly to meet the 2:1 writing ratio requirements. Some carriers may not have the time to appoint the number of agencies necessary to do so in a timely manner. By appointing FMS as their primary agent they have access to a much larger base of producers.

It is important to understand that it is not the desire of FMS to compete in the insurance market nor is this an endorsement of any specific company. This distribution mechanism is open to any carrier that has a need and/or desire to reach more agents. It is also designed to facilitate the marketplace and relieve the overwhelming burden on Citizens Property Insurance Corporation.

Below is a list of companies currently accessible to FAIA members through the Market Assistance Program. You can click on each company’s name to find out more information about the coverages offered, download sub-agent appointment forms, or view underwriting guidelines.

If you have questions or need additional information email addresses and phone numbers of FMS marketing representatives are listed at the bottom of the page.

Click here for United Property and Casualty Insurance Company
Click here for Bankers Insurance Group
Click here for Hillcrest/Tower Hill 

For More Information please contact:

North Florida
Fred Phelps
850-893-4155 ext. 342

South Florida
Jackie Cook
941-223-5667